Untold Truth About Money: How To Build Wealth From Nothing

Naturally, most if not all of us want and crave something better. It is all part of us if we want a bigger car, a better house, buying good things for the family. We keep hoping for more but, in order to get what you don’t have, you have got to do something you have never done before.

That simply means:

Doing the same thing over and over again YET expecting a different result!

As an employee, you can’t stay at the same job forever and hope that a miracle will happen and your boss will suddenly give you a raise. You will be lucky that there is no downsizing in your company and switching to another company will only provide a short-term solution to a long-term problem.

Sure, you can take up a second or even third job, but do you have enough hours and stamina in a day to sustain it?. For me, I couldn’t try that.

The point here is that even if you are employed, have a long-term financial plan. Increasing your wages only puts you in a higher tax bracket. Your salaries increase and so do your expenses.

How will you invest in yourself when you spend the whole day working and commuting and at the end of the month you have to pay taxes to the government, the mortgage to the bank, and as well as your car loan?

Working from home. Businessman checking on returns from his investment

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Don’t get me wrong, having a job is not wrong but staying in the job without a plan to have a business in the long term or other sources of income is the wrong thing because you can’t be rich or financially comfortable doing that.

So, isn’t it time you take your finances a tad more seriously?.

I’m quite sure your answer is YES. Then, let’s go into the real meaning of money

What Is Money?

You see, there are many ideas of what people think money is.

Some say it is a form of measurement

Yes, but a measurement of what? Wealth?. In the olden days, people measured wealth by how many cows, sheep, and horses they had. But do people measure wealth today by your cows and horses? Are your dollar bills sitting in the bank going to protect you if a recession strikes the country, just as we are in one now? No, wealth can not be measured by the dollar bill.

Some say it is a form of power

 Yes, money can give you power, but if you are stuck in a desert forever with a trillion dollars, is it of any value to you? If someone offered you water and a helicopter to fly out of there, you would trade all your money in a split second, so money is not an accurate measurement of power — it heavily depends on how and wisely you use it.

Many believe it is the root of all evil… and several others take on this belief without much questioning

 Now, now, now… money is NOT the root of all evil (otherwise, why do you think churches still accept monetary donation and charity?). The love of money is the root of all evil. Remember, money is an excellent servant but a terrible master. If you are trading your life away for the dollar, money then has power over your time and life.

And unless you have proper financial intelligence, the lack of money can spawn a lot of evil thinking and negative mindset as observed in primarily cheats, thieves, criminals, breakups, freeloaders, cheapskates, and more to name.

But what is money, really? Money is an idea, backed by confidence

While money has naturally been developed by merchants in the older days to replace the questionable barter system, money today is literally invented by the rich and wealthy.

Entrepreneurs are willing to part with their money to buy other people’s time. Other people’s time i.e. employees and self-employed people become their employer’s asset and the employers become the source of their livelihood.

And here’s the thing: as long as you work for money, you are enslaved by it! 80% — 90% of the population today are being enslaved involuntarily.

Awareness Before Change

What we don’t realize is that there is a part of our soul that cannot be bought at whatever price. Would you chop off your little finger if your boss offered you 24 months of your salary immediately? .

You and I know we are worth more than that. But when you hear of cases of people selling their body parts for cash in some countries, we can have our eyeballs pop out of our eye sockets.

On the other hand, we occasionally DO sell out a part of ourselves for money like a donkey.

But let’s face it, our needs today are growing more than ever before in any period of history. Prices go up, salaries don’t. There are more baby boomers than ever and have a very little pension to show for their decades of years of work efforts.

And there is no guessing to how many people really, really hate the unhealthy, hectic lifestyle of getting up early, coping with stress for most parts of the day, join traffic jams, spend more money and time traveling, enjoy very little rest, and repeat the vicious cycle.


Read also: What is the Most Important Rule In Investing

Definitely doesn’t paint a nice financial and lifestyle picture?

 The first step to change is to be aware of the problem. Awareness before the change (or ABC for short) is necessary if you are to make any changes in life to start taking control of your financial life and then get out of the rat race.

We need the awareness to know what state we are in so we know where we are going. I will end this with a quick mental exercise for you, check the question after the fourth type of people below.

There are generally 4 types of people in the world:

(1) No time, and no money

Most employees fall into the category. You can’t go shopping on a Tuesday afternoon or fire your boss whenever you like. Most employees can’t even save money in their pension to last 3 years!

(2) No time, lots of money

 Self-employed, professionals and small business owners are in this category. They are slightly better off than the employee because they earn more, but they have to work even harder than employees to keep up with the diminishing profit margins, competition, and servicing their customers.

(3) Got time, no money

Some farmers, villagers, and college dropouts have lots of time but no money. Maybe ignorance is bliss, but without a stable source of income, how long can you last many days forward?

(4) Got time and lots of money

 It is the category that big business owners, landlords, investors are in. Imagine, not having to work for money, but having money work for you by investing them and earning profits, and using the profits to make more money.

Of these 4 categories, which do you belong to now and which would you belong to in five years?



It can be deduced from the lives of some of the wealthy people in the world that solving problems is the source of wealth. Therefore, stop chasing money, rather chase problems, and find solutions to those problems.

This is the equation through which wealth is found. If you desire liberty and never need to worry about money never again, then let solving problems be a meaningful hustle in your life.

Does that mean you will be happy at the end and be fulfilled? only you can answer that question. However, if your hustle is meaningful, then it is perhaps worth pursuing.

Titus Ojo

Titus is an Economist and he has taken courses in personal finance. He is an economic analyst by day and a blogger by night.

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